FIXED RATE CONVENTIONAL MORTGAGES 

• FANNIE MAE Desk Top Participating lender for instant approvals.
• 100% Loans available (Check with a loan officer)
• Minimum 3% down (FANNIE MAE Flex 97)
• Monthly, annual and financed PMI premium plans available. No PMI required with 20% or more down. 
• Buydowns and no cost loans always available.
• Rate and point locks up to 60 days available.
• New construction mortgage loans with 180 day rate locks available.
• Cash-out refinances to 80% of appraised value available.
• Purchase-Rehabilitation loans available with 10% down.

 
ADJUSTABLE RATE LOANS 

• Flexible terms for adjustment available from 6 months through 7 years
• Conversion option to a fixed rate loan available
• New construction mortgage loans with 180 day rate locks available